{"id":1171,"date":"2018-07-25T10:22:02","date_gmt":"2018-07-25T15:22:02","guid":{"rendered":"https:\/\/thewilsonlawfirm.com\/?p=1171"},"modified":"2018-07-25T10:25:35","modified_gmt":"2018-07-25T15:25:35","slug":"tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds","status":"publish","type":"post","link":"https:\/\/thewilsonlawfirm.com\/es\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\/","title":{"rendered":"TENNESSEE: COURT OF APPEALS HOLDS ORAL PROMISE TO CONVERT CONSTRUCTION LOAN TO PERMANENT LOAN DOES NOT SATISFY STATUTE OF FRAUDS"},"content":{"rendered":"

Tennessee: Court of Appeals Holds Oral Promise to Convert Construction Loan to Permanent Loan Does Not Satisfy Statute of Frauds<\/strong><\/p>\n

There was a time when someone\u2019s word and a firm handshake was as good as a contract. This particular case, in which the Tennessee Court of Appeals upholds that the promise or commitment by a lender to extend credit or lend money must be in writing to be enforceable, is a reminder that there\u2019s a good reason we moved to a system of definitive and verifiable written agreements. Sanders v. First Tennessee Bank National Association, et al.,<\/em> No. E2017-01814-COA-R3-CV.<\/h3>\n

The Power of the Written Word<\/h2>\n

The handshake deal or oral promise may be highly symbolic and desirable to many people, but, as well as being highly impractical, they generally mean very little from a legal perspective, especially within the context of lending credit.<\/p>\n

Not only are the acts insufficient in setting forth the specific details and terms of an agreement \u2014 who is involved, what their roles and rights are \u2014 they generate no evidence they ever happened, and in consequence, hold no weight in a court of law.<\/p>\n

When dealing in matters of business or high importance, for any agreement or transaction to be clear, fair, and legally enforceable, it needs to be in writing.<\/p>\n

Unfortunately, though, due to ideological morals and the endless and unexpected activities of life, particularly when in the process of something like building a new home, ensuring you get written proof can often be something that is overlooked, forgotten, or dismissed.<\/p>\n

This brings us to the case in question regarding plaintiffs, Hershel and Alma Sanders, and their decision to take out a construction loan with First Tennessee Bank to build a home in Cumberland County, Tennessee.<\/p>\n

The problems began when the first contractor did not finish the job as per agreed, and First Tennessee urged the Sanders to hire a new contractor \u2014 which they did, under the impression from an oral promise that they would be supported by First Tennessee with a permanent loan.<\/p>\n

When the second contractor finished the construction, however, the bank refused to make the loan permanent. The result: the property went into foreclosure, and the Sanders sued the bank along with other defendants while alleging various theories of recovery.<\/p>\n

Choosing to represent themselves, the Sanders proceeded by filing their case in court. This included a copy of their complaint and several documents with exhibit stickers, but it lacked any statement of facts, was organized without any clear order, and, overall, presented no solid argument to review.<\/p>\n

In its discretion, the courts recognized the right to give parties representing themselves who are untrained in the law a certain amount of leeway in drafting their pleadings. And so, fortunately for the Sanders, the case was not dismissed outright but allowed to proceed.<\/p>\n

Ultimately, however, their case was weak, resting on the only remaining defendant, First Tennessee Bank, as to the only remaining theory: breach of contract to make the plaintiffs a permanent loan.<\/p>\n

In response, First Tennessee Bank filed a motion to dismiss and for judgment on the pleadings. Despite the courts recognition of the Sanders\u2019 position and legal training, or lack thereof, it also had to be mindful of the boundary between fairness to those representing themselves and those that represented parties. Thus, the trial court determined that because there was no written agreement signed by First Tennessee Bank reflecting a promise to convert the loan to a permanent one, the matter was barred by Tennessee\u2019s Statute of Frauds, Tenn. Code Ann. \u00a7 29-2-101 (2012).<\/p>\n

Accordingly, the trial court dismissed the matter.<\/p>\n

Court of Appeals<\/h2>\n

The Court of Appeals affirmed, holding that the absence of a written agreement to convert the loan to a permanent one was a complete bar to the case.<\/p>\n

The Court of Appeals first noted in support of the requirement in Tenn. R. Civ. P. 10.03 that if a claim is founded upon a written instrument, \u201ca copy of such instrument or the pertinent parts thereof shall be attached to the pleading as an exhibit . . .\u201d <\/em><\/p>\n

But as the plaintiffs\u2019 complaint was based on an alleged oral promise, they had failed to attach a written document reflecting the alleged promise of the bank to convert the loan to a permanent one.<\/p>\n

Next, the court looked to Tennessee\u2019s Statute of Frauds, which states:<\/p>\n

\u201cNo action <\/em>shall be brought against a lender or creditor upon any promise or commitment to lend money or to extend credit, or upon any promise or commitment to alter, amend, renew, extend or otherwise modify or supplement any written promise, agreement or commitment to lend money or extend credit, unless the promise or agreement, upon which such action shall be brought, or some memorandum or note thereof, shall be in writing and signed by the lender<\/em> or creditor<\/em>, or some other person lawfully authorized by such lender or creditor.\u201d<\/p>\n

Tenn. Code Ann. \u00a7 29-2-101(b)(1) (emphasis supplied).<\/p>\n

Put simply, this means that without a written agreement, there can be no case: \u201cNo written agreement means no action shall be brought. The plaintiffs\u2019 claim is barred.\u201d<\/em><\/p>\n

While the circumstances of the Sanders\u2019 case were fairly narrow, the language in the Statute of Frauds is much broader, and can be applied defensively in a wide variety of instances. One of the most common allegations made by defaulting borrowers is that the lender or servicer \u201cpromised\u201d a loan modification. However, in today\u2019s world, where the written word is more precise, evidentiary, and thus more powerful than any other form of communication, oral promises and handshakes within the context of lending money or extending credit have long been disregarded as a contract and are in no capacity legally enforceable in a court of law.<\/p>\n

As such, any case that argues the contrary, no matter how innocent or unintentional, should be discarded by the trial court.<\/p>\n

Print or Download the PDF<\/a><\/p>","protected":false},"excerpt":{"rendered":"

Tennessee: Court of Appeals Holds Oral Promise to Convert Construction Loan to Permanent Loan Does Not Satisfy Statute of Frauds There was a time when someone\u2019s word and a firm handshake was as good as a contract. This particular case, in which the Tennessee Court of Appeals upholds that the promise or commitment by a <\/p>","protected":false},"author":17,"featured_media":973,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1171","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"yoast_head":"\nTENNESSEE: COURT OF APPEALS HOLDS ORAL PROMISE TO CONVERT CONSTRUCTION LOAN TO PERMANENT LOAN DOES NOT SATISFY STATUTE OF FRAUDS - The Wilson Law Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thewilsonlawfirm.com\/es\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"TENNESSEE: COURT OF APPEALS HOLDS ORAL PROMISE TO CONVERT CONSTRUCTION LOAN TO PERMANENT LOAN DOES NOT SATISFY STATUTE OF FRAUDS - The Wilson Law Group\" \/>\n<meta property=\"og:description\" content=\"Tennessee: Court of Appeals Holds Oral Promise to Convert Construction Loan to Permanent Loan Does Not Satisfy Statute of Frauds There was a time when someone\u2019s word and a firm handshake was as good as a contract. This particular case, in which the Tennessee Court of Appeals upholds that the promise or commitment by a\" \/>\n<meta property=\"og:url\" content=\"https:\/\/thewilsonlawfirm.com\/es\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\/\" \/>\n<meta property=\"og:site_name\" content=\"The Wilson Law Group\" \/>\n<meta property=\"article:published_time\" content=\"2018-07-25T15:22:02+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-07-25T15:25:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/thewilsonlawfirm.com\/wp-content\/uploads\/2017\/09\/AdobeStock_160945156-min.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"563\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jerry Morgan\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jerry Morgan\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/thewilsonlawfirm.com\\\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/thewilsonlawfirm.com\\\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\\\/\"},\"author\":{\"name\":\"Jerry Morgan\",\"@id\":\"https:\\\/\\\/www.thewilsonlawfirm.com\\\/#\\\/schema\\\/person\\\/4dacf6c971945c560bbd458bd52df0c3\"},\"headline\":\"TENNESSEE: COURT OF APPEALS HOLDS ORAL PROMISE TO CONVERT CONSTRUCTION LOAN TO PERMANENT LOAN DOES NOT SATISFY STATUTE OF FRAUDS\",\"datePublished\":\"2018-07-25T15:22:02+00:00\",\"dateModified\":\"2018-07-25T15:25:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/thewilsonlawfirm.com\\\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\\\/\"},\"wordCount\":1005,\"publisher\":{\"@id\":\"https:\\\/\\\/www.thewilsonlawfirm.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/thewilsonlawfirm.com\\\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/thewilsonlawfirm.com\\\/wp-content\\\/uploads\\\/2017\\\/09\\\/AdobeStock_160945156-min.jpeg\",\"articleSection\":[\"Uncategorized\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/thewilsonlawfirm.com\\\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\\\/\",\"url\":\"https:\\\/\\\/thewilsonlawfirm.com\\\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\\\/\",\"name\":\"TENNESSEE: COURT OF APPEALS HOLDS ORAL PROMISE TO CONVERT CONSTRUCTION LOAN TO PERMANENT LOAN DOES NOT SATISFY STATUTE OF FRAUDS - The Wilson Law Group\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.thewilsonlawfirm.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/thewilsonlawfirm.com\\\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/thewilsonlawfirm.com\\\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/thewilsonlawfirm.com\\\/wp-content\\\/uploads\\\/2017\\\/09\\\/AdobeStock_160945156-min.jpeg\",\"datePublished\":\"2018-07-25T15:22:02+00:00\",\"dateModified\":\"2018-07-25T15:25:35+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/thewilsonlawfirm.com\\\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/thewilsonlawfirm.com\\\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/thewilsonlawfirm.com\\\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\\\/#primaryimage\",\"url\":\"https:\\\/\\\/thewilsonlawfirm.com\\\/wp-content\\\/uploads\\\/2017\\\/09\\\/AdobeStock_160945156-min.jpeg\",\"contentUrl\":\"https:\\\/\\\/thewilsonlawfirm.com\\\/wp-content\\\/uploads\\\/2017\\\/09\\\/AdobeStock_160945156-min.jpeg\",\"width\":1000,\"height\":563},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/thewilsonlawfirm.com\\\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/thewilsonlawfirm.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"TENNESSEE: COURT OF APPEALS HOLDS ORAL PROMISE TO CONVERT CONSTRUCTION LOAN TO PERMANENT LOAN DOES NOT SATISFY STATUTE OF FRAUDS\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.thewilsonlawfirm.com\\\/#website\",\"url\":\"https:\\\/\\\/www.thewilsonlawfirm.com\\\/\",\"name\":\"Wilson Law Group\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.thewilsonlawfirm.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.thewilsonlawfirm.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.thewilsonlawfirm.com\\\/#organization\",\"name\":\"The Wilson Law Group\",\"url\":\"https:\\\/\\\/www.thewilsonlawfirm.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/www.thewilsonlawfirm.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/thewilsonlawfirm.com\\\/wp-content\\\/uploads\\\/2019\\\/06\\\/WLG-vertical-white-background.jpg\",\"contentUrl\":\"https:\\\/\\\/thewilsonlawfirm.com\\\/wp-content\\\/uploads\\\/2019\\\/06\\\/WLG-vertical-white-background.jpg\",\"width\":500,\"height\":500,\"caption\":\"The Wilson Law Group\"},\"image\":{\"@id\":\"https:\\\/\\\/www.thewilsonlawfirm.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.thewilsonlawfirm.com\\\/#\\\/schema\\\/person\\\/4dacf6c971945c560bbd458bd52df0c3\",\"name\":\"Jerry Morgan\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/88a2dbac44ca2833d04fe27631611a4b226dfef8ef16f3d276c2b7aafa025a4b?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/88a2dbac44ca2833d04fe27631611a4b226dfef8ef16f3d276c2b7aafa025a4b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/88a2dbac44ca2833d04fe27631611a4b226dfef8ef16f3d276c2b7aafa025a4b?s=96&d=mm&r=g\",\"caption\":\"Jerry Morgan\"},\"url\":\"https:\\\/\\\/thewilsonlawfirm.com\\\/es\\\/author\\\/jerry-morgan\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"TENNESSEE: COURT OF APPEALS HOLDS ORAL PROMISE TO CONVERT CONSTRUCTION LOAN TO PERMANENT LOAN DOES NOT SATISFY STATUTE OF FRAUDS - The Wilson Law Group","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/thewilsonlawfirm.com\/es\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\/","og_locale":"es_MX","og_type":"article","og_title":"TENNESSEE: COURT OF APPEALS HOLDS ORAL PROMISE TO CONVERT CONSTRUCTION LOAN TO PERMANENT LOAN DOES NOT SATISFY STATUTE OF FRAUDS - The Wilson Law Group","og_description":"Tennessee: Court of Appeals Holds Oral Promise to Convert Construction Loan to Permanent Loan Does Not Satisfy Statute of Frauds There was a time when someone\u2019s word and a firm handshake was as good as a contract. This particular case, in which the Tennessee Court of Appeals upholds that the promise or commitment by a","og_url":"https:\/\/thewilsonlawfirm.com\/es\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\/","og_site_name":"The Wilson Law Group","article_published_time":"2018-07-25T15:22:02+00:00","article_modified_time":"2018-07-25T15:25:35+00:00","og_image":[{"width":1000,"height":563,"url":"https:\/\/thewilsonlawfirm.com\/wp-content\/uploads\/2017\/09\/AdobeStock_160945156-min.jpeg","type":"image\/jpeg"}],"author":"Jerry Morgan","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Jerry Morgan","Tiempo de lectura":"5 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/thewilsonlawfirm.com\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\/#article","isPartOf":{"@id":"https:\/\/thewilsonlawfirm.com\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\/"},"author":{"name":"Jerry Morgan","@id":"https:\/\/www.thewilsonlawfirm.com\/#\/schema\/person\/4dacf6c971945c560bbd458bd52df0c3"},"headline":"TENNESSEE: COURT OF APPEALS HOLDS ORAL PROMISE TO CONVERT CONSTRUCTION LOAN TO PERMANENT LOAN DOES NOT SATISFY STATUTE OF FRAUDS","datePublished":"2018-07-25T15:22:02+00:00","dateModified":"2018-07-25T15:25:35+00:00","mainEntityOfPage":{"@id":"https:\/\/thewilsonlawfirm.com\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\/"},"wordCount":1005,"publisher":{"@id":"https:\/\/www.thewilsonlawfirm.com\/#organization"},"image":{"@id":"https:\/\/thewilsonlawfirm.com\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\/#primaryimage"},"thumbnailUrl":"https:\/\/thewilsonlawfirm.com\/wp-content\/uploads\/2017\/09\/AdobeStock_160945156-min.jpeg","articleSection":["Uncategorized"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/thewilsonlawfirm.com\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\/","url":"https:\/\/thewilsonlawfirm.com\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\/","name":"TENNESSEE: COURT OF APPEALS HOLDS ORAL PROMISE TO CONVERT CONSTRUCTION LOAN TO PERMANENT LOAN DOES NOT SATISFY STATUTE OF FRAUDS - The Wilson Law Group","isPartOf":{"@id":"https:\/\/www.thewilsonlawfirm.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/thewilsonlawfirm.com\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\/#primaryimage"},"image":{"@id":"https:\/\/thewilsonlawfirm.com\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\/#primaryimage"},"thumbnailUrl":"https:\/\/thewilsonlawfirm.com\/wp-content\/uploads\/2017\/09\/AdobeStock_160945156-min.jpeg","datePublished":"2018-07-25T15:22:02+00:00","dateModified":"2018-07-25T15:25:35+00:00","breadcrumb":{"@id":"https:\/\/thewilsonlawfirm.com\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/thewilsonlawfirm.com\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/thewilsonlawfirm.com\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\/#primaryimage","url":"https:\/\/thewilsonlawfirm.com\/wp-content\/uploads\/2017\/09\/AdobeStock_160945156-min.jpeg","contentUrl":"https:\/\/thewilsonlawfirm.com\/wp-content\/uploads\/2017\/09\/AdobeStock_160945156-min.jpeg","width":1000,"height":563},{"@type":"BreadcrumbList","@id":"https:\/\/thewilsonlawfirm.com\/tennessee-court-of-appeals-holds-oral-promise-to-convert-construction-loan-to-permanent-loan-does-not-satisfy-statute-of-frauds\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/thewilsonlawfirm.com\/"},{"@type":"ListItem","position":2,"name":"TENNESSEE: COURT OF APPEALS HOLDS ORAL PROMISE TO CONVERT CONSTRUCTION LOAN TO PERMANENT LOAN DOES NOT SATISFY STATUTE OF FRAUDS"}]},{"@type":"WebSite","@id":"https:\/\/www.thewilsonlawfirm.com\/#website","url":"https:\/\/www.thewilsonlawfirm.com\/","name":"Wilson Law Group","description":"","publisher":{"@id":"https:\/\/www.thewilsonlawfirm.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.thewilsonlawfirm.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/www.thewilsonlawfirm.com\/#organization","name":"The Wilson Law Group","url":"https:\/\/www.thewilsonlawfirm.com\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.thewilsonlawfirm.com\/#\/schema\/logo\/image\/","url":"https:\/\/thewilsonlawfirm.com\/wp-content\/uploads\/2019\/06\/WLG-vertical-white-background.jpg","contentUrl":"https:\/\/thewilsonlawfirm.com\/wp-content\/uploads\/2019\/06\/WLG-vertical-white-background.jpg","width":500,"height":500,"caption":"The Wilson Law Group"},"image":{"@id":"https:\/\/www.thewilsonlawfirm.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.thewilsonlawfirm.com\/#\/schema\/person\/4dacf6c971945c560bbd458bd52df0c3","name":"Jerry Morgan","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/88a2dbac44ca2833d04fe27631611a4b226dfef8ef16f3d276c2b7aafa025a4b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/88a2dbac44ca2833d04fe27631611a4b226dfef8ef16f3d276c2b7aafa025a4b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/88a2dbac44ca2833d04fe27631611a4b226dfef8ef16f3d276c2b7aafa025a4b?s=96&d=mm&r=g","caption":"Jerry Morgan"},"url":"https:\/\/thewilsonlawfirm.com\/es\/author\/jerry-morgan\/"}]}},"_links":{"self":[{"href":"https:\/\/thewilsonlawfirm.com\/es\/wp-json\/wp\/v2\/posts\/1171","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/thewilsonlawfirm.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/thewilsonlawfirm.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/thewilsonlawfirm.com\/es\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/thewilsonlawfirm.com\/es\/wp-json\/wp\/v2\/comments?post=1171"}],"version-history":[{"count":0,"href":"https:\/\/thewilsonlawfirm.com\/es\/wp-json\/wp\/v2\/posts\/1171\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/thewilsonlawfirm.com\/es\/wp-json\/wp\/v2\/media\/973"}],"wp:attachment":[{"href":"https:\/\/thewilsonlawfirm.com\/es\/wp-json\/wp\/v2\/media?parent=1171"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thewilsonlawfirm.com\/es\/wp-json\/wp\/v2\/categories?post=1171"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thewilsonlawfirm.com\/es\/wp-json\/wp\/v2\/tags?post=1171"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}